Register as a creditor if a person or company owes you money and the court issues them with a bankruptcy or winding-up order.
When you register, you will be added to the list of creditors (people who are owed money). You are not guaranteed any payment, but you will be:
- kept informed about the case
- allowed to vote on decisions at any creditors’ meetings
How to register
Contact the person who is handling the case and tell them you are owed money.
You can find their details on either:
- the Individual Insolvency Register if it is an individual bankruptcy
- the Companies House website if it is a company liquidation
If you are owed more than £1,000 you will need to submit a ‘Proof of Debt’ form.
If you are owed £1,000 or less, you need to give the person handling your case your contact details and tell them how much you are owed.
Who handles the case
Your case will usually be handled by a court official who deals with bankruptcies and liquidations, known as an ‘official receiver’.
They might hand the case over to an insolvency practitioner - a lawyer or accountant who specialises in debt recovery.
The official receiver or insolvency practitioner might also be called:
- the ’trustee’ in a bankruptcy
- the ‘liquidator’ in a company liquidation
Read the guidance on what happens after you have registered as a creditor.