Budgeting Loans

A Budgeting Loan can help pay for: 

  • furniture or household items (for example, washing machines or other ‘white goods’); 

  • clothes or footwear; 

  • rent in advance; 

  • costs linked to moving house; 

  • maintenance, improvements or security for your home; 

  • travelling costs within the UK; 

  • costs linked to getting a new job; 

  • maternity costs; 

  • funeral costs; 

  • repaying hire purchase loans; 

  • repaying loans taken for the above items. 

Crisis Loans are no longer available. 

You may be eligible for a Budgeting Loan if you have been on certain benefits for 6 months. 

You only have to pay back the amount you borrow, and repayments are taken automatically from your benefits.