A Budgeting Loan can help pay for:
furniture or household items (for example, washing machines or other ‘white goods’);
clothes or footwear;
rent in advance;
costs linked to moving house;
maintenance, improvements or security for your home;
travelling costs within the UK;
costs linked to getting a new job;
maternity costs;
funeral costs;
repaying hire purchase loans;
repaying loans taken for the above items.
Crisis Loans are no longer available.
You may be eligible for a Budgeting Loan if you have been on certain benefits for 6 months.
You only have to pay back the amount you borrow, and repayments are taken automatically from your benefits.