A Budgeting Loan can help pay for: 

• furniture or household items (for example, washing machines or other ‘white goods’); 

• clothes or footwear; 

• rent in advance; 

• costs linked to moving house; 

• maintenance, improvements or security for your home; 

• travelling costs within the UK; 

• costs linked to getting a new job; 

• maternity costs; 

• funeral costs; 

• repaying hire purchase loans; 

• repaying loans taken for the above items. 

Crisis Loans are no longer available. 

You may be eligible for a Budgeting Loan if you have been on certain benefits for 6 months. 

You only have to pay back the amount you borrow, and repayments are taken automatically from your benefits.